What a good month costs you
A percentage takes more the better you do. A flat price does not. Put your own numbers in and see the difference on the month you are actually having.
Your month, on each of them
Move the sliders. Everything below is one month at those numbers.
That is about 63 orders a month.
- FlourDesk $10.00 you pay
- Hotplate $134.65 your customers pay
- Etsy $205.75 you pay
- Bakesy $9.99 you pay
At $2,000 a month, FlourDesk costs you $10.00. The same month on Etsy's percentage costs you about $205.75 — $195.75 more, and it climbs every good month. On Hotplate's default your customers pay $134.65 on top of your prices.
The comparison uses the $10 base plan. $15 a month with the Utilities add-on, which is not open yet.
What each one charges, in its own words
Published terms as of August 2026, stated flatly. The arithmetic is above; this is where the numbers come from.
| Platform | What it charges | Who pays it | Your customer's checkout |
|---|---|---|---|
| FlourDesk This one | $10 a month. No percentage of sales, no per-order fee. | You pay it, as a subscription. | Your customer pays you the order total and nothing else. You are paid directly, by the method you set up. |
| Hotplate | 5% of the order plus $0.55 per order. | Your customer pays it by default, added at checkout. You can choose to absorb it instead. | On the default setting your customer sees a fee on top of your prices. |
| Etsy | 6.5% transaction fee, plus payment processing of 3% + $0.25 per order. Listing and advertising fees are separate. | You pay it, taken out of each sale. | Your customer pays your listed price on Etsy, and Etsy holds the money until it pays out. |
| Bakesy | $9.99 a month, with a $17.99 tier above it. | You pay it, as a subscription. | Your customer pays the order total. |
- Pricing compared as of August 2026. We re-check these quarterly, and every platform here can change its terms whenever it likes.
- Card processing is separate and close to universal. Whoever you sell through, a card processor takes its cut of a card payment — including on FlourDesk, where you hold that relationship yourself and pay it directly.
- Hotplate's fee is passed to your customer on its default setting, so it is shown here as costing you nothing. The toggle above is there because you can choose to absorb it, and then it is a cost to you.
- Etsy's fees vary. The rate here is the standard transaction fee plus payment processing; listing fees, advertising and currency conversion are not included, and offsite ads can add more on top.
- These figures are directional, not quotes. Check each platform's own pricing page before you decide anything on the strength of a number.
Price is only half of it
Two platforms can charge the same and be entirely different things to run a bakery on.
Built for the drop
A bake day with a pickup window and a cap per item is the thing FlourDesk is made of, not a product listing bent into that shape. Sold-out is automatic, unpaid reservations release themselves, and the bake list comes out the other end.
Your customers pay you
Payment goes from your customer to you, by the method you set up. FlourDesk never takes a percentage and never holds your money, so there is no payout schedule and nothing of yours sitting in somebody else's account.
It tells you what a loaf costs
Most bakers price by feel or by copying somebody down the road. The Cottage Cost Calculator works out what an item actually costs you to make, so the price you set is one you chose.
One flat price that stays flat
A good month costs you the same as a quiet one. Nothing scales with your sales, so growing does not quietly cost you more, and the number you sign up on is the number a year from now.
See it working before you decide
A real shop on FlourDesk, dressed and open. Look around it, then start your own.